Carrier Appointments Required

In order to do business as an Agent through Greenway Insurance, you must get appointed with at least 2 of the 4 carriers listed below:


The carriers above are our 4 core carriers. With these carriers, you are able to offer the best rates to your customers. Also, since Kemper and Gerber are considered "Guaranteed Issued" life insurance policies, you will always be able to offer your clients a policy, even when they have health issues preventing them from a more traditional plan, such as Cigna or Mutual of Omaha.


When choosing which carriers to get appointed to through Greenway, it is a no brainer to get appointed to all of them in order to have more options and increase sales. Although you are only required to be appointed to 2 of the 4 above, there are stipulations:


1. The first stipulation is that at least one of the carriers you choose must be a traditional plan, Cigna or Mutual of Omaha, and the other must be a guaranteed issue plan, Kemper or Gerber. By having two different types of plans, this opens up your client base and allows you to have something to offer to those who would otherwise be disqualified due to health reasons.

2.The other stipulation is that even if you are not going to get appointed to all 4 carriers through us, you cannot be appointed to any of these carriers through another contract if you are going to do business with Greenway. We have found that if we don't adhere to this stipulation, it can lead to issues down the road with our contract and the value of the leads we provide. This is a business at the end of the day, and we cannot afford to have our leads being used towards plans through any of the core carriers our agency offers, but that the broker is appointed with through another agency. If you are already appointed to any of these carriers, please keep reading to learn how you can get released to be appointed through us.

We understand that most agents who are ready to go down the path of a Broker, are going to be appointed with at least some of the carriers above, and possibly even more carriers outside of Cigna, Mutual of Omaha, Kemper, and Gerber. If you are appointed to more carriers outside of the 4 mentioned here, this is fine. We cannot expect you to only be appointed to 4 carriers or to get released from your upline for every single one. It is only required that you not be appointed to any of the 4 mentioned here through any agency other than Greenway while in contract with us since these are our 4 core carriers we do the most business with.

We hope that after reading this and understanding our carrier guidelines, you will realize the value in getting appointed through Greenway to all 4 carriers listed above. It will only benefit you to do so, and with our assistance we can easily get you appointed to all of them. Keep reading to learn more.




It is important to note that if you are already appointed to any of these carriers through another contract, you will have to request a release from your upline and be approved in order to get appointed through Greenway and do business with us. Some carriers may allow you to bypass this if you have not written any business with them after a certain amount of time. If you find yourself in either of these situations, we encourage you to check with the carrier to see what is required in order for you to be released.

Whether you have never been appointed or have been approved for a release, once you are ready to get appointed to the carriers above through Greenway, we will walk you through the steps to make the process as seamless as possible for you. We highly recommend that you get appointed to all 4 of the carrier listed above in order to increase your sales and likelihood of success. Either way, it must be with 2 of the 4 carriers above and one must be a guaranteed issue, Kemper or Gerber, and the other must be a traditional plan, Cigna or Mutual of Omaha.

If you have any questions, please feel free to reach out via our About page, or apply and we will get back to you as soon as possible.